The production cycle of a smart card is quite long and complex: from card manufacturer to end user, a card goes trough many phases. To make sure that previous processes haven't interfered with what was required by the basic EMV specifications, Integri developed an easy-to-use and affordable EMV L2 card test tool.

Banks and issuers now have a user-friendly tool since they need to be 100% ensured that their cards – such as CCD, CPA, VIS, MChip, Amex, JCB – are behaving correctly before being launched.

It’s a complete and future-proof test package including all possible test scenarios to ensure a carefree card roll-out.

The test suite contains a set of 60 pre-defined tests which verify the basic EMV functionalities of the card:

• Does the card behave correctly when an incorrect PIN is entered?
• Does the card calculate the cryptogram correctly?
• Does the card perform SDA correctly?
• …

Additionally, the test suite contains a “Transaction Simulator” allowing users to check that the card is behaving as determined on an application or commercial level:

• Initiate a transaction with an amount larger than the card's offline limit to verify that the card goes online as determined
• Check how cards will behave on a foreign terminal
• Check that the card behaves as expected on an ATM or POS for all types of transactions
• …

Additionally, just as all our tools, it is build upon the flexible INQ® Platform and thus easy to adapt to changing situations.