The production cycle of a smart card is quite long and complex: from manufacturer to end user, a card goes trough many phases.

With this EMV Level 2 Card Test Tool, you can verify that previous processes, such as for example personalisation, have not interfered with the basic EMV specifications. It’s an easy-to-use and affordable test tool that avoids costly modifications post launch, eg. when cards are already in the field.

For who?

For banks and issuers who want to be ensured that their cards – such as CCD, CPA, VIS, MChip, Amex, JCB – are behaving correctly before being launched.

Key Features

It’s a complete and future-proof test package including all possible test scenarios to ensure a carefree card roll-out. 64 pre-defined tests verify the basic EMV functionalities of the card:

• Does the card behave correctly when an incorrect PIN is entered?
• Does the card calculate the cryptogram correctly?
• Does the card perform SDA correctly?
• …

Includes a “Transaction Simulator” to test card behaviour on an application or commercial level:

• Initiate a transaction with an amount larger than the card's offline limit to verify that the card goes online as determined
• Check how cards will behave on a foreign terminal
• Check that the card behaves as expected on an ATM or POS for all types of transactions
• …

The tool allows testing your cards interactively or in automated mode.

Supported standards

MasterCard M/Chip 4 - Visa VIS 1.4.0 - American Express AEIPS 4.0 - JCB J/Smart 2.0 - CCD & CPA.

Product sheet